M.C. Beanie’s solid black nose has no Mastercard logo. That small detail separates this full-size bear from the familiar black emblem-nose version. Both have brown plush and a red-and-yellow neck ribbon, so the face is the place to start when comparing them.
Collector research reports three solid black-nose examples. This is a reported production figure, rather than a count of bears currently available, and at least one photographed example has a Ty Warner signature.
The M.C. Beanie keychain also has a plain black nose. Check the full bear, its size and its original tags before treating a black nose as evidence of this rare version. The common miniature is a separate product.